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Terms & Conditions

1. Introduction

Welcome to Saving Sense ("we," "our," "us"), accessible at savingsense.org. By using our services or making a booking through our platform, you ("client" or "customer") agree to the following Terms and Conditions, which outline the terms under which we provide our services, legal protections for our business, and limitations of liability. Please review these terms carefully before proceeding with any transactions or consultations.

 

 

 

2. Scope of Services

Saving Sense provides financial education and consulting services, as listed on our website and booking pages. All services are delivered virtually unless otherwise specified. The information provided through our sessions is for educational and informational purposes only and is not intended as legal, financial, medical, or therapeutic advice. Clients are encouraged to seek professional advice from licensed financial planners, attorneys, or health professionals when making significant decisions.

 

 

 

3. Booking and Payment Policies

Services must be scheduled through the links provided on our services page (link at bottom of page).

Payment is required at the time of booking unless otherwise agreed upon.

Cancellation or rescheduling must be done at least 24 hours before the appointment. Cancellations made less than 24 hours before a scheduled session may incur a cancellation fee.

 

 

 

4. No Guarantee of Results

While we strive to provide high-quality financial education and consulting services, we do not guarantee specific results from any session, consultation, or educational material. Each individual's success depends on their unique circumstances and the decisions made post-consultation. The client acknowledges that any suggestions or guidance provided are not a substitute for personalized advice from qualified professionals.

 

 

 

5. Limitation of Liability

Saving Sense, including its owner, employees, and representatives, shall not be held liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or misuse of the information provided during sessions. All content and services are for educational and informational purposes only. Our service is designed to provide you with a general overview regarding finance. It is not designed to be a definitive investment guide or to take the place of advice from a qualified finance professional. This includes, but is not limited to:

  • Financial losses or debt incurred based on advice given.

  • Negative outcomes from personal or business decisions based on our educational guidance.

  • Any decisions made in relation to investments, retirement planning, or business strategies.

 

You, as the client, assume full responsibility for your actions and any consequences that result from the implementation of our guidance. Please review your local, state, and federal laws for tax and legal questions or concerns.

 

 

 

6. Disclaimer of Warranties

The services and information provided by Saving Sense are delivered "as is," without any express or implied warranties of any kind, including but not limited to warranties of accuracy, completeness, or fitness for a particular purpose.

 

 

 

7. Indemnification

By using our services, you agree to indemnify, defend, and hold harmless Saving Sense and its affiliates from any claims, liabilities, damages, or expenses arising out of your use of our services, violation of these Terms and Conditions, or infringement of any third-party rights.

 

 

 

8. Privacy and Confidentiality

We respect the confidentiality of our clients. Personal information collected through the booking process will only be used to facilitate our services and will not be shared with third parties, except as required by law or with your express consent. For more details, please review our Privacy Policy.

 

 

 

9. Governing Law and Dispute Resolution

These Terms and Conditions shall be governed by the laws of the state of Texas. Any disputes arising from the use of our services shall be resolved through mediation or binding arbitration in Texas.

 

 

 

10. Changes to Terms and Conditions

We reserve the right to update or modify these Terms and Conditions at any time without prior notice. The latest version will always be available on our website. Continued use of our services constitutes acceptance of the updated terms.

 

 

 

11. Contact Information

If you have any questions or concerns about these Terms and Conditions, please reach out to us at info@savingsense.org.

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